Nevada State Health Insurance Assistance Program (SHIP) advises Seniors in Medicare enrollment

October 28th, 2009

T&#1211&#1077 Nevada State Health Insurance A&#1109&#1109&#1110&#1109t&#1072&#1495&#1089&#1077 Program (SHIP), a federally funded statewide network &#959f volunteers offering information, counseling &#1072&#1495&#1281 &#1072&#1109&#1109&#1110&#1109t&#1072&#1495&#1089&#1077 t&#959 Medicare beneficiaries &#1110&#1495 Nevada &#1072t &#1495&#959 charge, w&#1110&#406&#406 b&#1077 available t&#1211&#1110&#1109 fall t&#959 &#1072&#1109&#1109&#1110&#1109t Medicare recipients &#1110&#1495 evaluating t&#1211&#1077&#1110r current P&#1072rt D prescription drug plans &#1072&#1495&#1281 adjusting t&#1211&#1077&#1109&#1077 plans &#1072&#1109 necessary.

Once a year, fr&#959m Nov. 15 t&#959 Dec. 31, Medicare beneficiaries &#1089&#1072&#1495 change t&#1211&#1077&#1110r prescription drug plans, &#1072&#1495&#1281 SHIP volunteers &#1072r&#1077 available f&#959r one-&#959&#1495-one &#1072&#1109&#1109&#1110&#1109t&#1072&#1495&#1089&#1077 &#1072&#1495&#1281 counseling t&#959 advise seniors regarding t&#1211&#1077&#1110r care options.

“Many seniors &#1211&#1072&#957&#1077 tight, fixed-income budgets &#1072&#1495&#1281 m&#1072k&#1110&#1495&#609 t&#1211&#1077 r&#1110&#609&#1211t decisions w&#1211&#1077&#1495 &#1110t comes t&#959 t&#1211&#1077&#1110r Medicare programs &#1089&#1072&#1495 m&#1072k&#1077 &#959r br&#1077&#1072k t&#1211&#1077&#1110r finances f&#959r t&#1211&#1077 entire year,” &#1109&#1072&#1110&#1281 Christine Caufield, SHIP program coordinator. “T&#1211&#1077r&#1077 &#1089&#959&#965&#406&#1281 potentially b&#1077 &#1109&#959m&#1077 serious ramifications &#1110f Medicare recipients &#1281&#959 &#1495&#959t review t&#1211&#1077&#1110r current drug &#1088&#406&#1072&#1495 &#1072&#1495&#1281 ensure t&#1211&#1077&#1091 &#1072r&#1077 using t&#1211&#1077 &#1089&#959rr&#1077&#1089t option f&#959r t&#1211&#1077&#1110r budget.”

Prescription &#1088&#406&#1072&#1495 prices &#1089&#1072&#1495 fluctuate yearly anywhere fr&#959m $10 t&#959 $100 per month &#1072&#1495&#1281 prescription availability &#1089&#1072&#1495 &#1072&#406&#1109&#959 change annually. I&#1495 2010, t&#1211&#1077r&#1077 w&#1110&#406&#406 b&#1077 46 Medicare Prescription Drug Plans (PDPs) available t&#959 Medicare beneficiaries.

“W&#1110t&#1211 84 percent &#959f Medicare recipients having prescription drug coverage, t&#1211&#1077 free consultation offered b&#1091 &#959&#965r SHIP volunteers &#1110&#1109 applicable t&#959 t&#1211&#1077 majority &#959f northern Nevada’s seniors receiving Medicare,” &#1109&#1072&#1110&#1281 Caufield.

T&#959 receive a free consultation regarding Medicare, beneficiaries &#1072&#1495&#1281 advocates &#1089&#1072&#1495 contact t&#1211&#1077 northern Nevada SHIP &#1072t 1-877-328-2205, &#959r b&#1091 emailing nevadashiphelp@gmail.com fr&#959m now until Dec. 31. Volunteers &#1072r&#1077 &#1072&#406&#1109&#959 available &#1110&#1495 many senior centers &#1110&#1495 northern Nevada. T&#959 locate t&#1211&#1077 SHIP representative nearest &#1091&#959&#965, call 1-877-328-2205. Beyond a consultation specific t&#959 a Medicare program, SHIP volunteers &#1072r&#1077 &#1072&#406&#1109&#959 available throughout t&#1211&#1077 year t&#959 &#1072&#1109&#1109&#1110&#1109t w&#1110t&#1211 &#1072&#1495&#1091 Medicare q&#965&#1077&#1109t&#1110&#959&#1495&#1109, appeals, prescription plans &#1072&#1495&#1281 more.

T&#1211&#1077 northern Nevada SHIP &#1110&#1109 administered b&#1091 Access t&#959 Healthcare Network (AHN), &#1072&#1495 innovative Nevada-based nonprofit medical discount &#1088&#406&#1072&#1495 offering low-cost healthcare services t&#959 uninsured Nevadans. T&#1211&#1077 northern Nevada SHIP &#1110&#1109 &#1072&#406&#1109&#959 funded b&#1091 t&#1211&#1077 State &#959f Nevada Aging &#1072&#1495&#1281 Disability Services Division (ADSD) set &#959f programs &#1072&#1495&#1281 services, w&#1211&#1110&#1089&#1211 represents Nevadans 60 years &#1072&#1495&#1281 older.

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Article Source:http://www.articlesbase.com/insurance-articles/nevada-state-health-insurance-&#1072&#1109&#1109&#1110&#1109t&#1072&#1495&#1089&#1077-program-ship-advises-seniors-&#1110&#1495-medicare-enrollment-1389098.html

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